Money & Payment Tips in Vietnam
Helpful tips about Vietnamese currency, cash, credit cards, ATMs, tipping and payment methods for travelers visiting Vietnam.
Vietnam is generally affordable and easy to travel in, but understanding local payment habits can help make your trip smoother. While cards are accepted in many places, cash is still commonly used for markets, local restaurants and small businesses.
Contents
Vietnamese Currency
The official currency in Vietnam is the Vietnamese Dong (VND). Prices are usually written with many zeros, so travelers should take a little time to become familiar with local denominations.
- Currency: Vietnamese Dong (VND)
- Common notes: 10,000 – 500,000 VND
- Most larger notes are made from polymer
- Small shops may prefer exact change
Using Cash in Vietnam
Cash is still commonly used in Vietnam, especially for street food, local markets, taxis, cafés and smaller businesses. It is useful to carry a mix of small and medium-sized notes.
- Useful for markets and local restaurants
- Street food vendors usually accept cash only
- Carry smaller notes for convenience
- Avoid carrying too much cash at once
Credit Cards & Payment Apps
Credit cards are accepted in many hotels, modern restaurants, shopping malls and tourist businesses. However, some smaller places may charge an additional card fee or accept cash only.
- Visa and Mastercard are commonly accepted
- Some local shops may charge card fees
- Contactless payment is becoming more common
- Mobile banking and QR payments are popular locally
ATMs & Currency Exchange
ATMs are easy to find in major cities, airports and tourist areas. Currency exchange is also available at airports, banks and some hotels.
- ATMs are widely available in cities
- Check withdrawal fees before using
- Exchange money at reliable locations
- Keep small receipts when exchanging currency
Tipping in Vietnam
Tipping is not mandatory in Vietnam, but it is appreciated for good service, especially in tourism and hospitality.
- Optional for guides and drivers
- Restaurants may already include service charges
- Small tips are appreciated for excellent service
- Hotel staff may also appreciate small tips
Shopping & Local Markets
Vietnam offers everything from modern shopping malls to traditional local markets. Bargaining can be common in some markets, especially tourist areas.
- Markets usually prefer cash
- Bargaining may be acceptable in some places
- Shopping malls usually accept cards
- Always check prices before purchasing
Money Safety Tips
Vietnam is generally safe for travelers, but it is still important to take basic precautions when carrying cash, cards or personal valuables.
- Keep valuables secure in crowded areas
- Use hotel safes for passports and extra cash
- Separate cards and emergency money
- Double-check large banknotes before paying
- Use trusted ATMs in public locations
Frequently Asked Questions
Should I bring cash to Vietnam?
Yes. Cash is still useful for markets, local restaurants, street food and smaller businesses.
Are credit cards widely accepted in Vietnam?
Credit cards are accepted in many hotels, tourist restaurants and shopping malls, but smaller businesses may prefer cash.
Can I use US dollars in Vietnam?
Vietnamese Dong is the official currency and is preferred for most payments. Some hotels or travel services may accept USD, but local currency is recommended.
Is tipping expected in Vietnam?
Tipping is optional but appreciated for good service, especially for guides, drivers and hospitality staff.
Travel Vietnam with Confidence
Discover Vietnam with comfortable transportation, trusted local support and carefully designed tours.
View Vietnam Tours